Emerging Markets Credit Officer # 119408

Credit Suisse -
London, United Kingdom
20 Mar 2019
22 Mar 2019
Job Function
Risk Management
Industry Sector
Finance - General
Employment Type
Full Time
We Offer
The Risk Division is a highly visible, dynamic area of the firm where you can be an integral part of the decision making that supports the bank's business. Our responsibilities range from Enterprise Risk management to risk and finance reporting, and regional risk teams covering the risk management for our entities. The Risk division's long-term success depends on our ability to achieve our vision and fulfil our mandate. Ultimately, this depends on the skills, experience and engagement of our employees. We offer a collaborative and entrepreneurial environment that offers direct contact with senior management and encourages leadership at all levels.

We offer:

Credit Officer Role covering Sovereigns and FI counterparties in Emerging Markets in the EMEA Region, primary focus on Africa and Middle East.
  • First point of contact within the Risk management division for Credit Risk bearing transaction requests (flow or structured) from different divisions of Credit Suisse (Global Markets, Swiss Universal Bank, Recovery Unit). Transactions include: Unsecured Loans, Flow vanilla FX, IRS, XCCY, Options, Trade Finance, repos, SLB & TRS.
  • Assess the financial/economic situation of counterparties (incl. balance sheet, P&L & CF analysis).
  • Prepare credit memos, make rating and approval recommendations/approve transactions within existing limits or via a personal delegated credit authority.
  • Establish Credit Suisse's risk appetite for individual counterparties.
  • Actively participate in deal meetings with internal stakeholders (sales, structuring, market risk and/or legal), challenge assumptions, give appropriate guidance.
  • Monitoring news flow and escalate relevant information to senior management.
  • Perform credit-related due diligence, assess counterparties, identify and quantify risk drivers in transaction structures, propose risk mitigants.
  • Identify early remedial action on deteriorating credits (early Warning Indicators), manage counterparties and watch list and work in partnership with Recovery Management team for these names.
  • Trading documentation: Set credit risk related terms in trading documentation (including ISDA - International Swaps Dealers Association/CSA - Credit Support Annex, GMRA - Global Master Repurchase Agreement, GMSLA _Global Masters Securities Lending Agreement) and liaise with our Legal department and clients or their lawyers, as appropriate.
  • Understand the business and the regulatory and risk framework, working with the business to assist its growth while ensuring compliance with internal policies and risk appetite.
  • Proactively interact with senior management and internal support functions to communicate key issues and develop solid relationships.
  • Prepare/review reports for senior management and board oversight.
  • We want you to contribute your strong interpersonal skills to our team.

Open to discussing flexible/agile working.

You Offer
  • Essential: Relevant university degree preferably in finance, risk management, or economics (or equivalent work experience).
  • Desirable: Finance related second degree; professional qualifications, e.g. CFA.
  • The successful candidate will have solid experience in credit risk management or related function, with focus on FI analysis.
  • Solid analytical skills, including analysis of complex cash flow models. Familiarity with FI landscape in EMEA emerging markets, especially Gulf/Middle East and Africa.
  • Familiarity with country-specific risks and sovereign credit analysis.
  • Strong communications skills, both oral and written.
  • Familiarity with legal documentation and risk issues, including LMA loan documentation, ISDAs, CSAs, netting, and credit mitigating features.
  • Team oriented, flexible, diligent, and self-motivated.
  • Ability to work under pressure and to deadlines.
  • Calm and flexible approach to deal with moving and often tight deadlines.
  • Innovative: Challenging the status quo; creating new ideas; supporting change; displaying strategic agility.
  • Personal excellence: Striving for continuous self-improvement; learning from feedback and experience; showing passion; displaying perseverance and maturity.
  • Solutions driven approach: Identifying and analysing problems and opportunities; designing solutions; making decisions; planning, implementing, and delivering.
  • Collaboration: Working within and across teams and functions; communicating effectively; resolving conflicts; negotiating skillfully in pursuit of common goals.
  • Ethical: Adhering to the code of conduct; acting responsibly; protecting the reputation of the bank; controlling risks.
  • Ability to work effectively with a wide range of cultures/personal styles.
  • Fluent in English, both written and oral. Other relevant language skills (e.g. Arabic, French, Russian, Turkish, Hebrew) are desirable.
  • Good knowledge of Word, Excel, and PowerPoint software.

Credit Suisse is committed to providing equal employment opportunities, regardless of ethnicity, nationality, gender, sexual orientation, gender identity, religion, age, civil partnership, marital or family status, pregnancy, disability or any other status that is protected as a matter of local law.

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