Corporate Credit Analyst France & Southern Europe

Recruiter
Morgan McKinley
Location
London, United Kingdom
Salary
Competitive
Posted
17 May 2022
Closes
31 May 2022
Ref
14934617
Job Function
Risk Management
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
Job Summary
  • London
  • Permanent
  • BBBH810506
  • May 10, 2022
  • Competitive

Job Description
Global bank seeks an AD level Corporate Credit Analyst to cover France and Southern Europe territories. Role offers wide sector coverage.

Role Responsibilities

  • Credit Analysis


  • Timely drafting of credit analysis comprising largely of corporate clients as directed by the relevant Team Leader. Such analysis should be Insightful, Relevant and Succinct (see Job Purpose) and include the following, inter alia:
    • Discussion of the dynamics and nature of the Client's industry, including key risk aspects;
    • Assessment of the Client's competitive positioning within its industry;
    • Discussion of management strength, experience and track record and corporate governance more broadly;
    • Articulation of the Client's strategy and an assessment of its clarity and associated execution risks;
    • Assessment of funding strategy, financial policy, treasury activity (hedging, cash management) and liquidity
    • Development of a current / forward year base forecast performance expectation
    • Assessment of balance sheet strength, alongside cashflow and profitability vulnerability, via ratio analysis and/or stress testing
    • Discussion of other pertinent risk aspects, including country risk, parental and/or governmental linkage/support, relative ranking of indebtedness
    • Evaluation of risks associated with particular proposed transactions, where required

    Preparation of other analysis as directed by the relevant Team Leader, such as Industry specific reviews, portfolio reviews, stress tests, assessments of new prospects etc.

    Completion of account spreading (where needed) and scorecard determination within Creditmate, alongside other factors necessary to propose a preliminary credit grading to Credit.

    In respect of clients where the role-holder is assigned as analyst, finalisation of relevant Group Mandate and/or Business Credit Application Part II and General Wrong Way Risk assessment, liaising with Client Coverage as necessary.

  • Stakeholder Partnership


  • In respect of Clients where the role-holder is assigned as analyst:
    • Proactive monitoring of key entity or industry wide events and/or developments, as well as of covenants and risk triggers where applicable
    • Partnering Relationship Managers in pursuing their client strategies through proactive idea generation, support in preparing materials for client discussion and through ensuring they are always fully briefed on key risk aspects
    • Partnering Risk through clear presentation of credit analysis and proposed credit grading, as well as through proactive and considered discussion of key risk aspects
    • Accompanying Relationship Managers on client visits, as part of general due diligence in respect of credit analysis
    • Acting as a broader point of expertise in respect of credit aspects with Product and others across the bank


  • Team Development


    • Support CA Team Leaders and others in the team on ad hoc projects and exercises aimed at improving or enhancing the team's activities
    • Continually strive to share key relevant knowledge and learning's with others across the team
    • Provide specific coaching to newer or less experienced members of the team

    Our Ideal Candidate

    Key requirements:
    • Analytical strength - to spot emerging risks, in particular
    • Gravitas - to engage with Relationship Managers and Clients alike in a robust, but constructive manner
    • Collaborative - to work in partnership with stakeholders to 'get things done', fulfilling the Job Purpose

    Experience & Skills:
    • Relevant experience gained either in banking, treasury or accounting environment. Candidates with experience in structuring and executing deals would be preferred.
    • Strong analytical ability, focused on the assessment and calibration of credit risk
    • Strong verbal and written communication skills (in English), with proven ability to work across cultures and within a dynamic environment
    • Since the role covers Corporates domiciled in France and Southern Europe candidates fluent in French and Spanish or Italian are preferred
    • Able to hold credible dialogue at all levels of the organisation, as well as with clients
    • Well organized, able to multi-task and balance competing demands

    Qualifications:
    • Graduates
    • Sound knowledge of accounting and financial principles gained by experience or qualification
    • MBA or CFA qualifications advantageous, but not required

    Morgan McKinley is acting as an Employment Agency and references to pay rates are indicative.

    BY APPLYING FOR THIS ROLE YOU ARE AGREEING TO OUR TERMS OF SERVICE WHICH TOGETHER WITH OUR PRIVACY STATEMENT GOVERN YOUR USE OF MORGAN MCKINLEY SERVICES.

    Similar jobs

    Similar jobs

    • You need to sign in to save