Director, ESG Specialty Finance Senior Credit Officer, ESG Credit - Enterprise Credit, London/Dublin

Bank of America Corporation
London, United Kingdom
02 Aug 2022
01 Sep 2022
Job Function
Credit Analysis
Industry Sector
Finance - General
Employment Type
Full Time
The Team

Embedded across the bank's eight lines of business, the formation of Environmental, Social and Governance (ESG) Credit reflects how the bank helps fuel the global economy, build trust and credibility, and represent a company that people want to work for, invest in, and do business with. The ESG Credit team will support the continued growth in sustainable, renewable, and green finance and further deliver on the bank's commitment to help society transition to a low-carbon economy.

Role Description

The Senior Credit Officer effectively executes broad credit risk management responsibilities within Enterprise Credit/Specialty Finance.

  • Primary account responsibility for complex transactions originated by the Global Sustainable Finance Group (GSFG). Transaction types include tax equity investment, project finance debt, bridge financing, revolving debt facilities, and interest rate/FX hedging for non-recourse transactions. Transactions are executed in solar, wind, and other renewable sectors.
  • Understand complex transactions and negotiate credit documentation to mitigate risk appropriately
  • Solid communication and presentation skills; team player with a positive attitude
  • Develop and maintain a deep understanding of the industry and an assigned portfolio of clients to assess risk solutions that balance risk and return
  • Review stress scenarios, financial models, and engineer reports
  • Develop and maintain a deep understanding of the Global Banking & Markets product spectrum
  • Develop and maintain strategic partnerships with Corporate Banking, Investment Banking, Global Markets and Treasury Management
  • Independently develop high quality credit analysis with a focus on business rationale, key risks, sources of repayment, projections, and returns/profitability
  • Independently assess, diligence, and make justifiable credit recommendations
  • Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the clients' credit life cycle
  • Participate in strategic projects to support business goals
  • Informal management responsibility for Analysts and Associates on the team
  • Responsible for driving portfolio asset quality and speed to market

  • Experience in commercial and / or corporate lending environment, with understanding of loans, trading, and treasury products
  • Able to soundly manage the portfolio and justify rationale for recommended transactions
  • Must have ability to manage complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners and clients
  • Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation and execute timely closings
  • Requires effective communication style and ability to manage multiple priorities - must be a team player

Bank of America

Every day, across the globe, our employees bring a commitment to our purpose and to driving responsible growth by living our values: deliver together, act responsibly, realize the power of our people and trust the team. A key aspect of driving responsible growth is doing so in a sustainable manner, a critical pillar of which is being a great place to work for our teammates.

In line with these values, in EMEA we have 9 Employee Networks, a wide range of Sports & Social clubs, and other development and networking opportunities so that you can enjoy a range of experiences and connect with colleagues across the bank. We also offer exclusive discounts to some of the most iconic cultural experiences for you to enjoy in your spare time outside of work. Learn more about our benefits here.

Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.

We are an equal opportunities employer, and ensure that no applicant is subject to less favourable treatment on the grounds of gender, gender identity, marital status, race, colour, nationality, ethnic or national origins, age, sexual orientation, socio-economic background, responsibilities for dependants, physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

As part of our standard hiring process to manage risk, please note background screening checks will be conducted on all hires before commencing employment.

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