Investment Advisor

Kennedy Pearce
London, United Kingdom
£85k - £95k
29 Sep 2022
06 Oct 2022
Job Function
Wealth Management
Industry Sector
Finance - General
Employment Type
Full Time
The Investment Team works alongside the Private Banking business and offers a wealth management service, aiming to assist High Net Worth clients by defining their strategic goals and offering specialised and tailored solutions to professionally manage, grow and diversify the future of family and intergenerational wealth. The offering is a full-service investment management capability; discretionary, non-discretionary, advisory, execution only, offshore trust and fiduciary services delivered in full compliance with the FCA regulations. The Real Estate Team provides a variety of bespoke and discrete real estate investment services tailored to individual clients requiring residential or commercial investments predominantly in the UK. These services include the sourcing of suitable properties through an extensive network of agents, owners, introducers and developers on both an on and off-market basis.

The incumbent will be responsible for;

  • RM/Front Line education of new products, services and strategy, from the Wealth Management CIO Team and the Wealth Management Product Team.
  • Client investment Advisory. Investment Advisors advise clients directly on investment solutions. This includes on boarding investment clients and offering personal recommendations in the UK. Investment Advisors are required to conduct the following activities: investment client risk-profiling, investment proposal generation, portfolio implementation and portfolio reviews.
  • Investment Idea Generation. Investment Advisors are expected to source investment product and formulate investment strategy for the UK business, in line with the established risk framework of the Wealth Management Product Team, and Wealth Management CIO Team, ensuring the product development is aligned with client appetite and market developments, enabling AUM growth.

Core responsibilities of the Investment Advisor will include;

  • Increase investment business and client retention through competent delivery of investment Advice
  • Provide specialist investment advice directly to clients.
  • Investment advice covers strategic and tactical asset allocation advice as well as advice on thematic investment trends and markets.
  • In addition, the IA is expected to be an expert on products, offering selection advice on a variety of security types such as single securities (such as Equity, Fixed Income, Money Markets, FX/commodities), regulated pooled investments (such as Open Ended Funds, ETFs, REITs and Structured Products) and non-mainstream unregulated pooled investments, adhering to the regulatory framework pursuant to each type of security.
  • In addition, the jobholder is expected to advise clients on suitable investment services, paying due regard to the client's knowledge and experience and investment objectives. Services include Execution, Advisory, and Discretionary.
  • Monitor the service delivery process, adding feedback and recommendations to enhancing the business model to better and more effectively serve client's needs.
  • Execute efficient portfolio implementation and trade order handling.
  • Prepare portfolio implementation schedule for advisory business, ensuring clients are receiving efficient portfolio handling
  • Manage advisory portfolio mandates in line with bank policies and processes and overseeing portfolio implementation schedules for advisory business, ensuring clients are receiving efficient portfolio handling
  • Facilitate swift execution of client orders of Advisory and Execution portfolio, in a competent manner, adhering to Best Execution principles and internal order handling best practice, minimizing operational risk and operation losses regarding trading.
  • Lead client risk profiling activities by preparing CIPs and drafting IPS documents forming the central record keeping and documentation of clients.
  • Develop and make improvements to established business practices, such as suggesting new methods of risk profiling and client reporting, or other aspects of service delivery.
  • Monitors accounts, verifies that Advisory and Discretionary trades are properly executed and reflected in Advent.
  • Prepare Quarterly reviews of client portfolios, analysing positions, asset allocation, suitability and proposing investment switches or new ideas where necessary. IAs are expected to create templates working with compliance department and review modelling, using financial software.
  • To establish the minimum standards for client reviews in line with regulatory standards and market best practices gleaned from extensive experience in the wealth management sector.
  • Ad-hoc portfolio analytics is required from time to time depending on the complexity of the portfolio solution.

To be considered for this position, ideal candidates must have the following experience and skills;

  • BA/MA in finance-related field
  • RDR Level 4 qualification
  • Professional qualification CFA Charter holder
  • Minimum 7-10 years financial industry experience
  • Minimum 5-7 years Wealth Management experience with investment bias
  • Professional or personal experience with Middle East region
  • Possesses in-depth knowledge of the products and services, associated charges / fees, legal provisions, and their delivery process. Able to act as a source of guidance for interpreting or clarifying the features and pricing structure. Able to make suggestion for improving the products / services.
  • Possesses in-depth knowledge of the various dimensions of the market / industry. Extensive experience in investment and products with a sound knowledge of equity and bond market, unit trusts and other personal investment services. Able to apply this understanding in business analysis and planning.
  • Possesses specialist knowledge and skills required for providing solutions in a variety of situations at a tactical or operational level. Has a solid understanding of the bedrock financial theory
  • Understand procedures for Securities Dealing & Forex trades, via Treasury dealers
  • Understands the UK regulatory environment including those FCAs Conduct of Business Rules that affect the wealth business and is able to the business to ensure compliance.
  • Demonstrate excellent interpersonal skills & communication skills. Self-motivator who is keen to upgrade and improve personal knowledge and skill to meet the job requirement
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