Associate, Loan Portfolio Management

London, United Kingdom
£50k - £55k
05 Oct 2022
19 Oct 2022
Industry Sector
Finance - General
Employment Type
Full Time
Responsible for providing support to the Relationship Managers within Structured Property Finance (SPF) team. This involves undertaking due diligence on clients and loan facilities to ensure that the Bank's money laundering requirements are met and to ensure that all internal credit controls and procedures are adhered to, administration of the overall loan portfolio for SPF, including ensuring that all payments are made, where required, in line with SPF's procedures and maintain loan facility records, ensuring the information held is accurate and up to date.

Main responsibilities:
  • Operate within the Banks controls and risk management procedures.
  • Liaise with the Banks Operations, Treasury, Finance, Credit Department and Compliance teams as required.
  • Work in a team with other SPF members.
  • To create & maintain client loan account records.
  • To monitor limit & expiry reports.
  • To obtain client references where required.
  • To instruct the Bank's professionals (including solicitors, surveyors and quantity surveyors) and ensure that all reports received are satisfactory.
  • Liaise with Relationship Manager to discuss contents and suitability of all such reports and liaise with the Bank's Credit Department.
  • Check and release payments, both for initial drawdowns of loans and subsequent interim certificates from quantity surveyors.
  • Monitor all loan & professional panel insurance requirements and maintain a diary system to ensure renewal of policies.
  • To ensure fees and charges are taken in line with loan agreements.
  • Deal with the opening and closing of client accounts, liaising with the Bank's Operations and Compliance Departments.
  • Undertake credit, company and other searches via third party providers.
  • Deal with the Customer Due Diligence reviews.
  • To deal with partial and full loan redemptions, in conjunction with the Bank's solicitors.
  • To deal with loan extensions, in conjunction with the Relationship Managers.
  • To undertake annual loan reviews.
  • To assist with the production of management information.
  • Balance monthly loan records.

For more information on this role and our client, please send across an updated CV.
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