Credit Manager

Expiring today

Knutsford, United Kingdom
16 Nov 2022
28 Nov 2022
Job Function
Risk Management
Industry Sector
Finance - General
Employment Type
Full Time
As a Barclays Credit Manager you will be responsible for Credit Risk, structuring of transactions and sanctioning borrowing requests, covering multiple industry sectors. You will work with Relationship and Product teams, provide credit input and expertise, deliver a World Class credit service. You will provide expert lending advice and sanctioning for our existing clients, ensuring we provide overall support within our credit appetite, understanding the risks, you will set monitoring and control, and provide early referrals to Business support.

Barclays is one of the world's largest and most respected financial institutions, with 329 years of success, quality, and innovation behind us. We offer careers that provide endless opportunity - helping millions of individuals and businesses thrive and creating financial and digital solutions that the world now takes for granted.

We're committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognizes and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees, globally to work flexibly empowers each of us to work in a way that suits our lives as well as enabling us to better service our customers' and clients' needs. Whether you have family commitments or you're a carer, or whether you need study time or wish to pursue personal interests, our approach to working flexibly is designed to help you balance your life. If you would like some flexibility, then please discuss this with the hiring manager, and your request will be reviewed subject to business needs.

We are currently in the early stages of implementing a hybrid working environment, which means that many colleagues spend part of their working hours at home and part in the office, depending on the nature of the role they are in. We're flexible on how this works and it may continue to change and evolve. Depending on your team, typically this means that colleagues spend a minimum of between 20% to 60% of their time in the office, which could be over a week, a month or a quarter. However, some colleagues may choose to spend more time in the office over a typical period than their role type requires. We also have a flexible working process where, subject to business needs, all colleagues globally are able to request work patterns to reflect their personal circumstances. Please discuss the detail of the working pattern options for the role with the hiring manager.

What will you be doing?
• Ensuring the highest standard of credit quality through the structure, sanctioning, monitoring and control of credit applications and conformance standards
• Maintaining standards both personally and as a member of BUK credit Team
• You will be responsible for adherence to governance, compliance and lending portfolio controls
• Ensuring conformance to policy and procedures within BUK credit including proactive management of agreed responsibilities for data integrity
• Maintaining interactive relationship with Credit Risk Coaching & Support and Barclays Business Support
• Identifying early assessment and sanctioning of WL1 cases, setting the appropriate client risk strategies
• Supporting and occasionally lead on reviews of elements of the BUK client portfolios to ensure maintenance of credit quality
• Inputting and occasionally leading on Lending Guidelines & Criteria, and Credit Process enhancements

What we're looking for:
• Good Intellect balanced by practical and pragmatic approach
• Excellent analytical and numerate skills
• Communication skills
• Negotiation and influencing skills

Skills that will help you in the role:
• Credit Assessment, Structuring and Sanctioning skills
• Broad understanding of Business and Corporate Banking
• Completed Credit Skills Development (CSD) qualification (Advanced) or LiBF Diploma in Business Banking and Conduct

Where will you be working?
You will be based in Radbroke, Knutsford. The Barclays Technology Campus just outside Manchester is our tech command centre and a vital strategic powerhouse behind our global operations. The campus is set in a 64 acre self-contained site, in a beautiful green environment and it offers unrivalled facilities for work and for play. We have an onsite gym, as well as outdoor tennis, football and cricket areas, as well as onsite restaurant and coffee shops
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