22546348 - In-Business Credit Risk (ICM) - Consumer, Retail & Healthcare - Senior Vice President

Recruiter
Citi
Location
London, United Kingdom
Salary
Competitive
Posted
19 Nov 2022
Closes
03 Dec 2022
Ref
17829778
Job Function
Banking
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM's objective is to provide integrated "end-to-end" credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across all ICG wholesale credit businesses including Banking, Capital Markets, and Advisory (BCMA), Global Structured Products, Financings, and Securitizations (GSP-F&S), Treasury & Trade Services (TTS), Markets , and Securities Services (MSS) .

A Consumer Retail & Healthcare Underwriter in Corporate Developed Markets covers large and complex relationships within Western Europe (WE) , being responsible for all underwriting activities in partnership with BCMA and Risk. This role reports directly to Head of Consumer Retail & Healthcare Underwriting in ICM-UW Corporate Developed Markets .

KEY RESPONSIBILITIES:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:
  • Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions, to development of credit approval memos and senior approval forums
  • Ensure Credit Approval Memo (CAM) packages are complete and accurate
  • Conduct detailed reviews of financial data, projection modeling, stress testing, and other in-depth analysis performed by junior resources
  • Facilitate relationships with key clients in Banking and Risk, along with key regulators, Internal Audit, Fundamental Credit Risk and other control functions
  • Support the ICM Underwriting Global Head of Corporate Developed Markets and Head of Consumer Retail & Healthcare Underwriting on strategic initiatives/projects
  • Support VOE initiatives
SPECIFIC EXPERIENCE :
  • Experience in and exposure to global credit risk management standards
  • Ability to understand capital markets products and complex financing and product structures
  • Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
  • Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations
  • Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP :
  • Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
  • Navigates organizational complexity and breaks silos
  • Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions
  • Approaches transactions and client relationships with a solutions-oriented mindset while p roviding well-reasoned, balanced assessments of risk/return trade-offs
  • Proven track record of partnering with global peers in leveraging and implementation of best practices
QUALIFICATIONS:
  • 7+ years of relationship banking or credit risk/risk-related work experience in banking/financial institutions
  • Experience in effectively engag ing with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
  • Demonstrates strong ethics and integrity
  • Ability to understand the 'big picture' in a complex environment
  • Strong verbal & written communication skills. Active listening skills.
  • Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
  • Advanced presentation skills - adept at presenting effectively to audiences of various sizes and various constituencies
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Job Family Group:
Institutional Banking -------------------------------------------------
Job Family:
Investment Banking ------------------------------------------------------
Time Type:
Full time ------------------------------------------------------
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