Senior Credit Analyst (Manager)

About us

London Market Specialty insurer are recruiting for an experience Credit Analyst to join their team in London. You will join one of the most aggressively growing Credit & Political risk portfolio in the market.

The role

You will substantially contribute to the development and the strategic direction of the account .Generating profitable income and technical/commercial expertise.

1. Senior Analytical support and Portfolio management (including MI) of the Political and Structured Credit accounts in accordance with the underwriting guidelines and business plan

2. Credit (Private and Public Obligors) and portfolio analytics expertise; a team-wide referral point of contact for underwriters to review cases and allocate analytical work to the credit team.

3. Training of junior and new team members on an on-going basis for credit and country analysis as well as portfolio monitoring, reporting and MI.

4. Senior contributor to strategic planning, account development, risk referral and peer review + ad hoc project work to support Team Head as the account growths

Key accountabilities

Credit and Portfolio Analyst and Manger

• Provide robust review of and recommendation on individual new enquiries and obligors (public and private)
• Document analysis and recommendation on individual credit reviews and complete the associated tools for data capture
• Complete specific project work as required by Team Head
• Monitor, Analyse and generate Management Information (MI) for the existing and growing account portfolio
• Manage Credit Unit colleagues to provide Underwriting colleagues with individual credit reviews in a timely fashion and to monitor the portfolio to assess the performance of the account + On-going training and development of Credit Unit colleagues
• To contribute to strategic discussions on the direction and development of the portfolio

Client/Broker Relations

• Attend ad hoc client/stakeholder meetings as well as relevant industry events.
• Attend &/or set-up 3rd party information provider calls and meetings (S&P, IHS, Factiva, Credit Benchmark etc)

Technical Expertise

• Credit Analysis (Company and Country level)
• Portfolio monitoring, management and generation/review of Management Information
• Further tasks and functions which will benefit from an experienced and senior analytical figure

Process Improvement

• Identify and enhance the quality and value of processes for your area of work

Project Management

• End to end project management for functional projects and contribute to any Branch wide projects

Risk and Controls

• Design, implement and maintain process controls to ensure the quality of the output for your area/team within the function. Ensure documentation of the processes and output is accurate, up-to-date and accessible

Reporting

• Design, deliver, develop and analyse reports, identify and recommend solutions to reporting issues in line with group/branch requirements

Skills & experience

Specialist:Systems, problem solving, negotiation, influencing, sales

• Technical credit analysis (company and country) knowledge
• Substantial portfolio management (inc MI) knowledge
• Strong negotiation skills and the ability to influence
• Commercial awareness
• Attention to detail
• Strong analytical and data presentation skills

Other personal attributes required:

• Patience
• Effective management of personal and credit unit workload
• Reliable
• Superior service approach
• Very organised

I. Qualifications

Education:

Academic.

• Degree level or equivalent working experience

Ideally CFA charter holder

Experience:
Vocational or on-the-job

• 7+ years analytical experience

Core:

E.g. effective communications, client focus, collaboration, initiative, working relationships.

Communicating and Influencing

Positively impacts the actions and decisions of stakeholders ensuring that they are involved throughout. Negotiates confidently without damaging relationships whilst building support and buy-in for ideas. Adapts communication style depending on audience.

Problem solving

Uncovers information to identify causal links. Uses a variety of tools/techniques to break down complex issues and spots trends, patterns and interdependencies between issues. Asses risks and is pragmatic when developing solutions.

Delivery and Accountability

Is accountable for own (and team) delivery to support the overall Branch priorities and objectives. Prioritises deliverables and identifies roadblocks that might affect delivery. Creates a safe environment whereby people feel safe flagging mistakes.

Innovation and Continuous Improvement

Creates and tests out new idea and improvements which have a major impact on the business operations or service offering. Identifies new ways of working and encourages ideas from own team / department and creates processes and inducements for team members to generate and test out ideas.

Developing Capability

Actively develops our talent and builds team capability, acting as a role model, mentor and coach across the business.

Customer Focus

Develops a deep understanding of the true nature and complexities of the customer business and uses the understanding to implement ideas and technical expertise. Takes action to ensure that customer feedback is acted on and operational and technical challenges are over come so that customer service excellence is not affected.

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