Associate Director - Credit Analyst

Location
London, United Kingdom
Salary
£72k
Posted
01 Dec 2022
Closes
09 Dec 2022
Ref
17976633
Job Function
Credit Analysis
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
City of London Based longstanding Multinational Investment bank

Description

Associate Director - Credit Analyst
Timely drafting of credit analysis comprising largely of corporate clients:
  • Discussion of the dynamics and nature of the Client's industry, including key risk aspects;
  • Assessment of the Client's competitive positioning within its industry;
  • Discussion of management strength, experience and track record and corporate governance more broadly;
  • Articulation of the Client's strategy and an assessment of its clarity and associated execution risks;
  • Assessment of funding strategy, financial policy, treasury activity (hedging, cash management) and liquidity
  • Development of a current / forward year base forecast performance expectation
  • Assessment of balance sheet strength, alongside cashflow and profitability vulnerability, via ratio analysis and/or stress testing
  • Discussion of other pertinent risk aspects, including country risk, parental and/or governmental linkage/support, relative ranking of indebtedness
  • Evaluation of risks associated with particular proposed transactions, where required

Industry specific reviews, portfolio reviews, stress tests, assessments of new prospects etc.

Profile

Financial Services
Experience & Skills:
*Minimum of 3 years' relevant experience gained either in banking, treasury or accounting environment. Candidates with experience in structuring and executing deals would be preferred.
*Strong analytical ability, focused on the assessment and calibration of credit risk
*Strong verbal and written communication skills (in English and German), with proven ability to work across cultures and within a dynamic environment.
*Note that language skills noted above is mandatory

Qualifications:
*Graduates
*Sound knowledge of accounting and financial principles gained by experience or qualification
*MBA or CFA qualifications advantageous, but not required
*Fluency in one or some of Southern European languages (Italian ,Spanish,Portuguese) and French will be highly preferable for the role.
*Background /prior experience in structured finance/corporate finance transactions will be highly preferable

Job Offer

Associate Director - Credit Analyst role with a leading Multinational bank with a strong presence in the City.
Utilisation of both Company specific, Industry and Country risk analysis for mainly large Corporates.
Strong progression pathways.
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