Senior Credit Manager / Head of Credit

Recruiter
Chamberlain Career Management Limited
Location
London, United Kingdom
Salary
Competitive
Posted
09 Dec 2022
Closes
12 Dec 2022
Ref
18074604
Job Function
Risk Management
Industry Sector
Finance - General
Employment Type
Full Time
Education
Bachelors
Position: Senior Credit Manager / Head of Credit

Location: London with flexible / remote working

The Business:

An established growing London based Fintech that provides term loans and working capital to SME businesses.

Key job activities:
  • Counterparty assessment - analysing counterparties' credit worthiness via credit data, financial statements, and systems to determine the degree of risk involved in extending credit, and to recommend appropriate credit limits and/or credit structures;
  • Credit control - regular periodic renewal and continuous monitoring of counterparty status, and anticipation and management of breaches and exceptions;
  • Credit portfolio reporting - preparing credit portfolio reports that include the degree of risk involved in extending credit, general risk and ad hoc reporting; and
  • Counterparty maintenance - developing and maintaining relationships with counterparties and/or third-party introducers.

Skills:
  • Understanding of the key elements of Credit Risk Management with an emphasis on credit assessment in a working capital or commercial banking environment;
  • Experience of commercial lending and credit assessment, along with general knowledge of industry sectors and their risks;
  • Ability to produce accurate credit papers and reports within tight deadlines;

Competencies:
  • Excellent computer skills. Advanced Excel, Word, and PowerPoint, with a strong knowledge of finance and statistical analysis capabilities;
  • Strong analytical skills with the ability to communicate effectively at all levels;
  • Outstanding writing and visual communication skills, with strong attention to detail;
  • Pro-active in achieving results;
  • Drive and desire to contribute as part of a successful team within a growing business; and
  • Able to build productive working relationships both internally and externally

Experience:
  • Minimum five years' experience in a similar credit role within a commercial bank or similar, ideally focused on the SME market.

What's on offer:
  • Competitive salary and benefits
  • Share scheme
  • Casual and flexible workplace environment
  • The chance to work for an established, growing fintech
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