Senior Credit Manager / Head of Credit

Chamberlain Career Management Limited
London, United Kingdom
09 Dec 2022
12 Dec 2022
Job Function
Risk Management
Industry Sector
Finance - General
Employment Type
Full Time
Position: Senior Credit Manager / Head of Credit

Location: London with flexible / remote working

The Business:

An established growing London based Fintech that provides term loans and working capital to SME businesses.

Key job activities:
  • Counterparty assessment - analysing counterparties' credit worthiness via credit data, financial statements, and systems to determine the degree of risk involved in extending credit, and to recommend appropriate credit limits and/or credit structures;
  • Credit control - regular periodic renewal and continuous monitoring of counterparty status, and anticipation and management of breaches and exceptions;
  • Credit portfolio reporting - preparing credit portfolio reports that include the degree of risk involved in extending credit, general risk and ad hoc reporting; and
  • Counterparty maintenance - developing and maintaining relationships with counterparties and/or third-party introducers.

  • Understanding of the key elements of Credit Risk Management with an emphasis on credit assessment in a working capital or commercial banking environment;
  • Experience of commercial lending and credit assessment, along with general knowledge of industry sectors and their risks;
  • Ability to produce accurate credit papers and reports within tight deadlines;

  • Excellent computer skills. Advanced Excel, Word, and PowerPoint, with a strong knowledge of finance and statistical analysis capabilities;
  • Strong analytical skills with the ability to communicate effectively at all levels;
  • Outstanding writing and visual communication skills, with strong attention to detail;
  • Pro-active in achieving results;
  • Drive and desire to contribute as part of a successful team within a growing business; and
  • Able to build productive working relationships both internally and externally

  • Minimum five years' experience in a similar credit role within a commercial bank or similar, ideally focused on the SME market.

What's on offer:
  • Competitive salary and benefits
  • Share scheme
  • Casual and flexible workplace environment
  • The chance to work for an established, growing fintech
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