Wholesale Credit Risk Manager, Financial Institutions

NatWest Group
London, United Kingdom
29 Jan 2023
13 Feb 2023
Job Function
Industry Sector
Finance - General
Employment Type
Full Time
Join us as a Wholesale Credit Risk Manager, Financial Institutions

  • This is an opportunity to put your credit skills to the test and take on a new career challenge
  • You'll sanction and take responsibility for a portfolio, including borrowing applications within a delegated authority level in accordance with current risk appetite, process and procedures
  • It's a chance to take advantage of our fantastic development opportunities and advance your career

What you'll do

You'll structure credit solutions to meet customers' needs within the bank's risk appetite, while providing assurance of consistent and disciplined credit underwriting in line with risk appetite, with key risks identified and monitored. We'll also look to you to use your experience and expertise to drive, coach and mentor colleagues and less experienced credit managers.

It'll also be your responsibility to:

  • Undertake quality risk assessments across a range of product requests from customers, including lending & derivatives
  • Clearly articulate lending decisions/recommendations that include only relevant terms and conditions
  • Make sure the needs and impact upon the customer are considered through all aspects of the risk assessment process allowing fair outcomes for our customers
  • Work collaboratively to deliver responses within agreed deadlines
  • Establish and maintain effective relationships with key stakeholders, including supporting the Business growth strategy for the C&I franchise, and adopt a subject matter expert status

The skills you'll need

We're looking for an experienced lender with sound analytical and technical credit skills in the Financial Institutions area (specifically Central Clearing Counterparties, Banks, Insurance and Leverage Funds). You'll have strong commercial awareness and the ability to shape complex deals to create fair customer outcomes while protecting the bank's position.
You should hold a formal banking qualification or equivalent professional experience with accreditation, or a commitment to obtain one within 12 months.

You'll also need:

  • Sound knowledge of the Financial Institutions segment/ sector, and cover all products across Natwest Bank and Natwest Markets
  • A good understanding of credit policy, economic, legal, regulatory and where applicable specialist sector issues, along with underwriting processes and systems
  • The ability to work well as part of a team with strong interpersonal and communication skills
  • Strong planning and organisational skills
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