MD, Credit & Portfolio Management, Europe & Americas

Standard Chartered Bank
London, United Kingdom
07 Mar 2023
06 Apr 2023
Job Function
Industry Sector
Finance - General
Employment Type
Full Time
Reporting into the Global Head of Credit & Portfolio Management, the role holder will set and implement the strategy for the Europe & Americas region (CPM EA) and achieve CCIB business performance objectives. We are looking for an experienced people leader to lead a function that empowers better and faster decision making by the frontline and reinforces first line ownership of risk. The role will set and provide transparency and global consistency to complement the current Risk and Finance functions.

Your responsibilities will include but not be limited to:
  • Actively participate in the development and execution of the CCIB strategy in the EA region. Collaborate with Regional CEOs, Regional CCIB Heads, as well as various functional heads in the region to ensure alignment of CCIB business strategy and its implementation in the region.
  • Leading a team to provide transparency on transaction risk/returns and advising relationship managers to ensure the right kind of business is originated.
  • Monitoring the portfolio for potential credit issues and reducing exposures through secondary distribution and/or hedging - thereby playing a key role in reducing concentration risks and freeing up regulatory capital.
  • Optimising the portfolio, specifically reducing RWA in sub-optimal return relationships and the Stressed Assets Group portfolio.
  • Amongst other responsibilities, the CPM function will define the future "revenue profile", incremental risk for the portfolio, change/ performance management, and liquidity management (including liquidity pricing and availability across various units)
  • Working closely with Group Treasury on liquidity optimisation, through membership of SC Bank ALCO and ongoing projects employing distribution techniques to support generation of contingent liquidity.
  • Growing a culture which understands and evaluates the constant trade-offs between new business, risk and capital deployment.
  • Helping drive financial performance against targets and managing CPM budgets, including meeting long term economic revenue (RoRWA) goals and RWA targets.
  • Maintaining appropriate frameworks and managing reputational and credit risks appropriately alongside direct reports and other stakeholders.
The successful candidate will demonstrate the following:
  • Degree educated and/ or significant demonstrable experience within a frontline business or Risk reporting role or working very closely with the business
  • Prior experience in originating or assessing highly structured or complex financing transactions with a solid understanding of credit risk management principles and techniques.
  • Appreciation of fundamental drivers of portfolio and balance sheet management; including market and regulatory dynamics.
  • Experience in asset distribution, credit derivatives and asset securitisation.
  • Established understanding of the regulatory landscape.
  • Postgraduate qualifications such as MBA, CFA, Chartered Accountancy are desirable but not required.
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do.
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well.
  • Be better together, we can be ourselves, be inclusive, see more good in others and work collectively to build for the long term.
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
  • Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
  • Flexible working options based around home and office locations, with flexible working patterns.
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits.
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
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