Credit and Lending Support

Standard Chartered Bank
London, United Kingdom
08 Mar 2023
22 Mar 2023
Job Function
Industry Sector
Finance - General
Employment Type
Full Time
The Role Responsibilities
  • Awareness and understanding of the Group's business strategy.
  • Understand and influence CCIB Europe client strategy.
  • Focus on clients and growth.
  • Support the management and allocation of the Single Borrower Limit ("SBL") capacity
  • Agree allocation of SBL across counterparties and facilities, for each client Group, with GB business and Credit Analysts teams and oversight BCA process to capture this
  • Help to manage the portfolio of Intra Group Guarantees (IGG's) to ensure all large EEA client credit exposures do not breach the SBL.
  • Determine collateral amounts to cover IGG's and direct the REPO desk to transact on this basis.
  • Input into the Operational Risk framework around SBL and help keep the SBL Process Document up to date with appropriate approvals
  • Support the maintenance of plans and projections for exposure usage and transaction pipeline to provide GB input into ICAAP and Stress Testing process
  • Awareness and understanding of the wider business, economic and market environment in which the Group operates.
  • In depth knowledge of CCIB's strategic and performance objectives.
People and Talent
  • Maintain the bank's global standard through full compliance with all mandatory learning.
  • Ensure a strong development plan
Risk Management
  • Ensure the SBL limits are managed within maximum exposure at all times.
  • Ensure all other risks minimised while ensuring cost of collateralised IGG is minimised.
  • Be proactive in ensuring compliance with Bank policies and procedures.
  • Help to manage the SBL process and operate within SBL & IGG Policies.
  • Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
Regulatory and Business Conduct
  • Display exemplary conduct and live by the Group's Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct
Key Stakeholders
  • SBL Manager
  • CC Europe Relationship and Client Managers
  • Europe & AG Risk
  • Product Partners
Our Ideal Candidate
  • Degree level education
Role Specific Competencies
  • Knowledge of banking, products and understanding of balance sheet management
  • Relevant experience in similar role
  • Expertise in Excel
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
  • Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
  • In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
  • Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
  • Flexible working options based around home and office locations, with flexible working patterns
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
  • Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
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