Head of Risk Management -Banking

a small corporate bank with the parent company based in Asia.

Description

Principal Accountabilities:

• Oversight of all pillars of risks for the Bank, as a second line of defence. Ensure timely and accurate delivery of risk reports. Interpret the information at Risk and Compliance Committee, and suggest actions for consideration by Senior Management.

• Develop, enhance and annually review appropriate credit/market/operational/liquidity risk policies and procedures to comply with the Bank's Risk Framework Document ensuring that all aspects of the risk and control frameworks are operating effectively. Update the Risk Framework Document at least annually.

• Assessment of all business risk, internal and external risks, both present and future, under the risk framework methodologies. Expert knowledge to challenge in order to mitigate risk exposure, ensuring that the Bank's risk management framework complies with relevant legislation and regulation.

• Arrange and attend Credit Committee, and present analysis and provide challenge of new credit proposals to the authorised personnel having reviewed the credit applications proposed by customer relationship managers, set and monitor credit limits and monitor appropriate levels of risk mitigation, collateral valuations, security incomplete etc.

• Responsibility for the Non-Performing Loan Policy and Non-Performing Assets management including following the HO rules for disposal of Non-Performing Assets.

. Be a player manager, the Head of Risk Management will manage a small team but require broad knowledge across all risk functions and be very hand on.

Profile

• The ideal candidate should be educated to university degree level or similar qualifications with hands on experience within financial services.

• Strong and current managerial experience of firm-wide risk oversight.

• Leadership skills including the ability to manage risk and control activities in a financial operation and including an extensive understanding of Credit, Market, Liquidity and Operational risks.

• Strong product knowledge of Trade Finance, Loan and Treasury instruments.

• Proven ability to oversee a number of risk types, including credit, market, operational, investment, regulatory and strategic risk and specifically liquidity, refinancing, concentration and counter-party risk.

• The ability to liaise closely with senior management and exercise oversight over governance, risk and control arrangements in a financial operation.

• Solid quantitative and qualitative analytical skills, attention to detail and strong Excel.

• An in-depth knowledge of the regulatory rules and guidance covering Credit, Market, Liquidity, Operational risks, principles and processes which govern the business.

• Proven leadership and interpersonal skills with the ability to work with a fair degree of autonomy and demonstrate initiative and a sense of personal accountability;

• Self-starter with excellent initiative, attention to detail and ability to meet deadlines.

• Interpersonal sensitivity.

• Ability to work in a small yet collaborative team.

Job Offer

A broad senior management risk role with the opportunity to move into a CRO role.