Associate, Shipping Finance

The Role Responsibilities

• Associate, Shipping Finance - Europe, Americas, Middle East & Africa
• Provide support in origination, structuring and execution of ship finance transactions.

Responsibilities

• Perform in-depth credit, financial and cash flow analysis using various methodologies relevant for the asset financing industry
• Build detailed financial models to evaluate performance under various operating scenarios and analyse the impact of different capital structures, including both debt and operating lease solutions
• Participate in origination, structuring and execution of transactions, from the pitch phase, due diligence, business and credit approvals, documentation, negotiations, through to deal closing and utilisation
• Prepare presentation materials for use in client meetings, covering topics such as strategic alternatives including structured finance and asset-based finance solutions, general corporate finance and/or industry outlook
• Maintain up to date knowledge on clients and targets
• Research and analysis of markets and industries
• Research and financial analysis of companies based on company information, research reports, and other information sources
• Coordinate efforts with deal team members and other internal stakeholders across the Bank
• Involved in day to day project management, execution support and stakeholder management
• Complete all required credit and regulatory examinations (if required)

Processes

• Efficiently manage multiple stakeholders and deals at the same time working in close coordination with other deal team members, across functions, businesses and geographies.

Risk Management

• Ensure that new and existing business is consistent with the Bank's policies, meeting applicable credit and other risk criteria, internal procedures and provide acceptable risk adjusted returns for the Bank, in line with the credit underwriting principles
• Pro-active risk management through strong engagement with clients and management of exposure.
• If and when the situation arise, own-up the transactions and lead the restructuring/recovery along with the distressed/ special assets team

Governance

• Understand and be aware of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.

Regulatory and Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead Shipping Finance to achieve the outcomes set out in the Bank's Conduct Principles: Fair Outcomes for Clients; Financial Crime Compliance; The Right Environment.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

Key stakeholders
Responsible for maintaining relationships, remaining closely coordinated, and working better together with:

• Clients of the Bank
• Regional and Global Risk Teams
• Client Coverage
• Capital Structuring & Distribution Group and FM + TB
• Credit and Portfolio Management
• Internal Audit
• Business Finance and Legal & Compliance

Other Responsibilities

• Embed Here for good and Group's brand and values in Shipping Finance in London; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures;

Our Ideal Candidate

• Finance/Accounting/Economics/Engineering/Law/Business Qualification with Industry experience and degree or post graduate qualified from a top-tier school.
• 2 plus years of work experience is preferred in a credit and/or lending related environment such as corporate finance and/or structured finance.
• Knowledge of the shipping industry is preferred but not necessary
• Strong analytical, writing, interpersonal/communication and organisational skills
• Prior relevant experience in a top-tier bank with a track record in Shipping Finance, Aviation Finance, Structured Debt, Project Finance, M&A, Capital Markets, Financial Markets and/ or Structured Trade transactions is favourable
• Solid financial evaluation and modelling skills
• Ability to excel in both team and self-directed settings
• Strong work ethic, detail orientation and a passion for excellence
• Attention to detail
• Ability to multitask and deliver under time pressure in a highly competitive and dynamic deal driven environment
• A pro-active and flexible team member with a "can do" mentality
• Fluency in English (verbal and writing) is a must. Additional languages are a plus.

Role Specific Competencies

• Addressing Customer Needs
• Client Relationship Management
• Cross-Selling
• Financial Statement Analysis
• Industry Knowledge
• Sales Closing and Agreements
• Knowledge of Loan Underwriting

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
• Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers